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Archive for the ‘Homelessness’ Category

Photos of Robert Bennett and Marceline Donaldson. Somerville Cambridge Protective Services claims Robert is incapacitated and must be forcibly detained in a nursing home for the rest of his life under the guardianship of Jewish Center for Family and Children!

Thursday, May 21st, 2020

How evil! And they are doing this with tax payers money in the Commonwealth of Massachusetts. Of course, taxpayers will not benefit as Robert Bennett’s estate is stripped of everything and that money goes to private individuals involved in what we believe is a criminal conspiracy. Somerville Cambridge Elder and Protective Services wants to take Robert Bennett away from his family forcibly and put his guardianship under the Jewish Center for Family and Children. That has always mystified us because Robert Bennett has adult children who are fairly substantial financially and personally; he has extended family who would and have been there for him; he has a wife who would never put him in a nursing home and has more than adequately taken care of him as he has of her. Does this come under “The perils of being Black.” Your assets, for which you worked all of your life don’t belong to you they can be stripped away from you by those lusting after what you have and have figured out how to take what they have not earned.

That Jewish Center for Family and Children has been involved in other such moves which the families are still fighting to get their family member released from being totally destroyed physically and financially some five years later. All of their resources going to attorneys and others. The estate of the person so selected going to pay salaries of many people – some of his family restricted from having access to him on any level. It is a pattern – which has been repeated many times – sometimes even with Blacks who are not well off, but struggling to make ends meet. Whatever assets they have acquired have been taken and when they are totally in poverty they are released from under all that went before and they are on the street. Some have had family pick them up off the street and continue to care for them and try to bring them back to where they were before they were stripped of everything including their dignity.

Robert Bennett and Marceline Donaldson at Whole Foods on May 20, 2020.

Sorry for the look, but this is what happens when hair salons have been closed for a few months.

Take a good look at Robert. If this is how one looks, acts, gets around when incapacitated, maybe we should all try that way of being. From Marceline – “We were delighted to meet a friend at Whole Foods in Fresh Pond and she took our picture. This was May 20, 2020. We will post other pictures on Robert living his life with all that he is doing.”

SCES and others claimed he was “incapacitated” and described his lack of every kind of mental capability. What they did not say is that they are the people who unsuccessfully tried to “incapacitate” him. They filed a “Guardianship” action the day after he was let out of Mass General Hospital.

They had an agreement with Robert’s son that he could leave Mass General Hospital and they would back off all of their past actions. They wanted Robert’s son to agree that a family Health Care Company would be allowed to see him periodically. Robert’s family agreed and complied – SCES broke the agreement immediately, the day after Robert left Mass General, by having Attorney O’Sullivan file a guardianship suit against Robert to have him put under the care of Jewish Center for Family and Children and then delivered to a Hebrew Nursing Home. That was done by SCES with papers served the day after Robert left Mass General Hospital for home.

Some interesting observations that we are now investigating:

  1. Robert’s family thought this was being paid for by Robert’s medical insurance, but we investigated and have discovered that is not true. The reason for Robert having been identified in the first court hearing as indigent is one of the first steps in what we believe to be a criminal conspiracy. Once indigent the police come to take you out of your home without questioning how could a man who lives in such a house be indigent? Second step, the police take you to the designated hospital – we have serious questions about that designated hospital having been Mount Auburn and only became Mass General when Robert and his wife insisted that was where he had been until the day before. If it was not going to be Mass General they were going to have to drag Robert physically out of his house. At the designated hospital there is no charge for an “indigent” person being admitted especially if it is at the request of Protective Services from some part of Massachusetts – in this case Somerville Cambridge Elder and Protective Services. We are still trying to discover who pays the hospital bill. Is this a contribution by Mass General? Does the state pay the bill – which means the taxpayers of Massachusetts or is there some other funding for this. Five weeks incarcerated at Mass General is not a small amount of money – not including all the other fees involved – the lawyers fees and much more. What we also don’t understand is how could Mass General not put this all together? A patient comes into the hospital for brain surgery with adequate insurance. Discharged after surgery. Two days later the patient is brought back as “indigent” and is checked into Mass General with who paying the bill? And no questions from Mass General? I hate to think this hospital that – so far – Robert and Marceline think of very highly is a part of all this! However, we have nothing to show otherwise. MGH has had more than one such “patient” forced into their hospital. At some point “innocence” – “ignorance to what is happening” – all of those kind of excuses by MGH or any other hospital involved in these kinds of kidnapping shenanigans begins to wear thin. What is the criteria before MGH begins to be accused – as the others should be accused – of kidnapping.

2. This really comes down to fraud perpetrated against many – especially taxpayers, Mass General Hospital, and so many more.

Robert Bennett was forced into Mass General using the Cambridge police to do the forcing without his wife or family being given any court documents to say they could – so they does that mean they literally forced their way into the home and accomplished taking Robert Bennett out and bringing him to Mass General without fulfilling the most basic requirement – produce a court document to prove you have the authority to do what you are doing..

At Mass General, Robert Bennett was listed as “indigent” with other little notes embroidered to make the fact that Robert would be kept away from everyone who cared about him for as long as it took to “incapacitate” him.

It also explains why his wife was threatened so many times with Robert being sent immediately to a nursing home if she did not apply for Mass Health – in spite of the fact that they had adequate health insurance and they did not qualify for Mass Health. The pattern this “criminal conspiracy” needed to move along the way it had in the past was the patient having Mass Health – whether they qualified or not. We are still trying to discover why the threats, over a couple months, of what would happen is Marceline did not apply for Mass Health. They couldn’t, all of a sudden, use Robert’s health insurance – which they knew about – that would have clouded the story they were setting up to tell.

If you tried to visit him at MGH you could not because he was not listed as a patient. He was listed on a special list and we don’t know what those on that list have in common. You could not call him because the operator would insist there was no Robert Bennett as a patient at MGH.

So what were they hiding? Robert Bennett was a paying patient at MGH for his surgery. He was a “charity” patient for this forced stay because that is what was needed for SCES and their friends and supporters to take over another human beings life, reputation, assets, and remove him from his family.

Thought I would share this to bridge any unbelievability that an African American man who is totally able to negotiate life physically and otherwise on his own would have to face the kind of vicious harassment Rev. Dr. Robert Bennett is having to face being pursued for his estate by Attorney James O’Sullivan, Ms. Nora Al-Wetaid, Ms. Angela Clary, Somerville Cambridge Elder and Protective Services and others. Our investigation says this is a criminal conspiracy and needs to be investigated by law enforcement.

It is a pattern which is a variation on that which is happening on the border with migrants separated from their families and more. Sort of reminds you of slavery in these United States during which those in charge felt no problems with the way they destroyed slave families; separated slave families; cheated slave families out of any and everything they could and so much more.

We see this as a criminal conspiracy which others have had to also face and negotiate using resources they earned and are now being threatened with poverty because of the greed of the people perpetrating this criminal conspiracy. It may have been legal during slavery days, it is not legal today.

City Council people need to move to stop this from happening in their cities. State Senators and others need to stop this from happening and from using taxpayers money to push this conspiracy to increase the wealth of some and destroy the wealth and life of others.

My favorite story – comparing Massachusetts to the very deep south.

We are looking into what happened to an African American man living in the deep south. Like Robert Bennett he was living in an otherwise all white neighborhood which had kept blacks out for a couple centuries. He bought the home of a very high up member of the KKK. They thought this was great because oil rights were involved and the KKK former owner of the home saw this as a way to sell his house and get the oil rights because colored folks were to “ignorant” to know how to stop him. And then he could be relieved of his property. Unfortunately for the KKK person, that ignorant colored person did know how to get the oil rights which were his anyway by virtue of his home ownership. What happened? The African American wound up incarcerated in the hospital just like Robert. He was picked up by the police and forced into the hospital when no one was home – so his family did not know where he was and they looked all over for him. It took four weeks for this African American man in his 80’s to be able to use a telephone to call his family to let them know where he was. With cell phones – he didn’t have his – pay phones are no longer around for public use – hospital phones were not allowed to him and so much more. His family worked to get him out and home after the expenditure of many resources which should not have been so spent.

Massachusetts brags so about its “openness”. In reality Massachusetts has the reputation for being one of the most racist places in the United States. Sophisticatedly so, but racist nevertheless. Here is a parallel case – how similar things were handled in Massachusetts and in a deep south state in about the same time frame.

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Bettina Oracle Speaks – New World Order

Friday, May 3rd, 2019

So much happening in your world and there are so few people – beyond those doing the planning – who understand and get what is probably going to be their future.

George H. W. Bush – Donald Trump – New World Order – blocked by the Clintons.

Have you noticed the continuum between H. W. and DJT? What you can’t have missed was H. W. diminishing Thurgood Marshall by replacing him with Clarence Thomas. What you can’t miss today is William Barr – Attorney General during the Bush Administration and now Attorney General during the Trump Administration. And please don’t be so obtuse that you can’t connect the dots with Barr committing impeachable offenses during both times he supposedly served the country, but actually served as one of those on the front line for the New World Order.

Who will lead the world in the coming years – Government, the way you have lived under, preferably elected governments; or the Billionaire Class which is strongly moving to take over so they can accumulate more, more and more without government muddying up the waters. That is the war going on in the earth sphere. So primitive and with such incredible ugliness because you are still bound by greed, horrible ethics, lack of integrity in those you have chosen to lead and on down the list into more and more muck.

Every once in a while someone comes along sacrificing themselves for the good of the whole, but that never works. At most it buys you time and space to get your act together to move ahead into a more beautiful space. But the uglies always have a plan and people to carry out the plan to make sure liars, cheaters, thieves, those who have no integrity and mostly greed take over and turn the earth sphere into something ugly.

Once upon a time earth was a beautiful place. But those who were in that beautiful place gradually turned it into the filth it is fast becoming where disease is rampant following the greed which has created the many diseases now plaguing the earth.

Sexual deviants have taken over bringing in sex trafficking, rape, and all the other horribleness perpetrated on others. You can see the filth in their souls as they try to blackmail those who might break out and they always use some kind of sex threat in the process. Sex is beautiful and is the way you survive on earth. How else do you help in the creation of others being born into what should be an ideal existence? Those full of greed, sin, filth and more have taken the core of existence to blackmail and try to turn others – and they have been majorly successful because we have not rescued sex from the ugly into the beauty that it is and was created to be.

Look at how you treat serious sexual deviants: You just elected one president of the United States. Trump, who uses sex as a tool to gain power and control over and to feed his sick male ego, has been majorly rewarded for his braggadocio and the things he has done to attempt to debase women. There are so many more, but I won’t dwell on that negative you see it on a daily basis.

You have taken the basics of life and allowed those who will destroy even life or at the very least the quality of life to gain money, power and control to use those basics of life to gain material wealth leaving many destitute, in pain, sick, homeless – and many on earth have done this over even too many generations. Instead of thinking on and creating real wealth and beauty and making sure you have no homeless – instead you cordon off what you can claim as wealth, put it into the hands of a few like those who are so ugly and so full of sin.

Food is something which you decided to cordon off and manipulate to gain material wealth. So are the other necessities of life. And now instead of turning around to make right what you have destroyed you will do even more ill by trying to go off into space to do the same thing elsewhere, leaving the poor, the destitute, the hungry, those without adequate clothes and shelter in their state because you need them to be so.. How else can you claim and feel so victorious and better than if others don’t pay such a price to your egos?

As life move along and you continue in this path things will all of a sudden become excruciatingly painful for you and lets not even begin to talk about your death.

At this point the business interests are winning and that is tragic. All forms of bigotry have made that possible and irreversible. The different forms of bigotry invented on earth are now coming close and rubbing elbows with each other. The nazi’s, the racists, the sexists, the homophobes, those who hate muslims, and all the rest are living cheek by jowl and shoring up their “leaders”. They think they are about to gain control. In fact, they are about to reap their Armageddon.

And those who do nothing will stay in a sphere of nothingness. That is a state which makes solitary confinement in your jails look like a party.

You all need to wake up and understand what is happening around you.

Make the parallels between H. W. and DJT and see the progress that has been made. Thurgood Marshall to Clarence Thomas to Kavanaugh. Plot that path.

Take a look at the Clinton’s. Why is Hillary such a threat? Try answering that question and you will unlock the evil in Donald Trump.

What are the billionaires doing with their money? Even those who seem to be “do gooders”. You will be shocked – maybe into sanity and an understanding of the direction in which your world is going.

Who is really running your government? In the United States it certainly is neither Trump nor Putin.

Are the great empires of the past really beginning to come back and reassert themselves?

Is Trump crazy? weak? or is something else going on?

How come the people in power today are those who were mentored by the evil of yesterday – Trump and the combination of Roy Cohn and Joseph McCarthy. And didn’t Bobbi Kennedy come out of that Communist threat McCarthy brought into the United States. Wasn’t he a staff attorney to the McCarthy hearings and more? Look at those in power and see who mentored them! It is an amazing lesson in why the world is in the state it is in today. And, don’t stop at the United States. Do the same thing around the world and you will have a greater understanding of where we are – where we are going – and why.

Think about what it means to have a president who was mentored in his young adult years by serious alcoholics who were almost always drunk. McCarthy was a known and dangerous alcoholic, but he remained in office and was allowed to do a substantial amount of harm to tens of thousands of people. So was Roy Cohn. And now their protege has reached a level of power they couldn’t dream to reach. In spite of that history, today we try to look for reasons for Trump’s actions – he is weak; he is crazy; he is, etc. etc. We look every place to try to explain Trump except where we will find answers. He was raised within a mafia family of influence which goes back through his father to his grandfather and who knows what beyond that. He was mentored by drunks and those with no integrity and horrible ethics. How was he supposed to turn out. AND, we voted him into the highest office in the United States even knowing his family history, his adult years, the evil he did through his life. Is that a Trump problem or is there something wrong with the rest of us? The leader you get is the one who most reflects you.

Think and watch and wait.

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Pelosi – Impeach or Move Aside!

Friday, April 19th, 2019

To be so constantly exposed to so much sin takes lots of prayer to maintain.

When one goes into a United States of America Court of law one takes certain assumptions. Basic is the one which outlines how agreements, breach of contract, relationships and more work. You find evidence for your side and move on from there.

When one is mafia, that is an entirely different set of rules. The first of which is, apparently, no direct contracts, promises, etc. One learns early about the circularity of talking, especially to the “Don”. One lives amongst a set of ethics which makes sure you won’t get caught, won’t be exposed, won’t get killed – jailed – —-

Those two ways of living under the “law” came into conflict with the Mueller Report. It was clear Donald Trump lives, works and has relationships under the Mafia Law. The circularity and non-directness of that law is probably why some mafia leaders were not afraid of being wiretapped. The people listening would have to re-educate themselves about language and its use within mafia society. Reasoning and how one draws conclusions would be changed and those listening would have to educate themselves, their court system, their citizens and more to be able to call mafia leaders and followers to account in a court of law. Instead of providing that kind of education to the American public our Criminal Justice System has had to revert to other means and many mafia leaders have been called to account through their taxes where two different ways of living, talking, reasoning is not permitted. These two different ways of communicating became clearer to the general public through Michael Cohen’s testimony during a Congressional Hearing.

As I listened to all of the readings and analysis of the Mueller Report and read a copy of the report which showed up in my email box, what became clear to me was one possible reason why Mueller stopped so abruptly and produced his report. William Barr presents a clear and present and immediate danger to this United States system of governance. Something had to stop him or we would all be totally under Trump and his foreign backers without even knowing what happened. Trump’s circle of loyalist is growing and with each addition the danger increases. When one of those loyalists is the Attorney General of the United States that is beyond simply wrecking havoc on this society. That amounts to its destruction and subjugation to other foreign powers and/or mafia groups.

Russia is such a threat, but not the only one. A much larger threat and more imminent is the one of Trump bringing the United States government into line as a country under mafia rule and mafia control. A country ruled by a complex of mafia bosses with no contracts, no above board agreements, no way to bring anyone before the Courts as we know the Court System to work. Trump has been busy establishing a different way to govern and he is moving very quickly with that endeavor. That was very clear with the ascendancy of William Barr.

I heard many people talking about the end of William Barr’s career. This is not the end of his career, as seen through Barr’s eyes. It is the continuation of a career on a different track, within a different system of values and governances which he apparently sees as taking him much further than he could go taking the traditional U. S. route as an American lawyer.

I doubt that any of this makes much sense to the reader. It certainly makes no sense to the writer. I am just trying to come to grips with what I have been seeing, hearing and looking back at the history of to answer questions I have about much that is totally above my pay grade.

We are living in a country in which the president is a serially accused sexual assaulter and who has not only admitted to such, but bragged about his ability to assault any woman he chooses to sexually assault. This same president looks to me to be also guilty of treason against the country which he is supposed to be leading. He has corrupted many people in his administration and apparently some quite successfully. I especially don’t understand why or how people could follow him and consciously assault and turn against everything they claim to believe. They are afraid of what? Not committing the sins the president is requiring of them? Is that more dangerous and scarier than committing those sins and living in eternal hell? If that is not an alternative in their way of thinking then why do they generally, almost across the board, call themselves Christian? Is that a word they use to identify themselves because it helps them move up in the world of money – power – better than?

What a mess!

And then we look towards those who are supposed to be the keepers of the good flame and we hear them talking about not holding this president’s feet to the fire and not demanding William Barr resign immediately. Their conversation is about political considerations. What happens in 2020 if we move ahead to impeach Trump? What if we make that move and we don’t get enough votes in the Senate for that impeachment and Trump goes free? Well, what if you do nothing – Trump goes free! And he could win in 2020.

What if I kill someone, maybe I should not be tried in Court because the risk of not getting a guilty verdict after the facts are presented might make my accusers look bad. I am sure those folks in jail would have liked to hear such a conversation about their crimes – maybe we should not arrest John Doe or Jane Smith, it might fall back on us politically.

We have all long since stopped thinking or acting ethically. We have this ethics of relativity – or convenience – or of winning. And that tears down the society putting its values in jeopardy and eventually producing a society which is about what is best for those in power to maintain that power and control by any means necessary.

I don’t know what else to say or where to go from here. I saw a man today – William Barr – who is, as my grandmother would say, the scum of the earth. He is calling himself Attorney General. But he was put in his position by a usurper to the presidency so just who is William Barr to be pretending. As a lawyer he knows very well he should not be Attorney General, that he is a pretender. He is also a liar of great facility in his lies. And it looks as though he has no caring about right or wrong. And how does Bush Sr. fit into this – Barr’s last ‘fixer’ moment, the last time he acted as consigliere that I can trace was for Bush, Sr.

We have another liar who calls himself President, who has done and is still doing horrible things. Those things were made public and so the liar president takes a private jet, paid for by the people of these United States and once again costs us over $1,000,000 to take himself and his family and whoever else he wants to take to Mar-a-Lago for the holiday weekend while people who live and have lived honest lives wonder what they are going to eat today let alone any kind of Easter, Passover or any other holiday upcoming. People, watching the president fly overhead while they are left wondering if they will ever get off the street again to know what it is like to live in a home with light, heat, food, clean clothes. And people in Congress debating whether or not those folks, in that overhead jet, should be called up to answer and pay for their crimes against the citizens of this country.

Homelessness is a crime of the society against its citizens and it goes unpunished. These treasonous acts of Trump or whatever you want to call them are crimes of people against their society and those crimes go unpunished.

IMPEACH those you can reach and have a case against like the man who calls himself President of these United States and the man who calls himself Attorney General of these United States. That is the very least that can happen and maybe the rest will begin to fall into place when we know those who call themselves leaders of this society have ethics that are higher than the ethics of winning. Maybe we will all begin to fall into place and realize that we are called to a higher life than one of having more things than; more money than; a higher vocation than; are ourselves better than and we will stop kicking those who are down; we will stop cursing those who are living on the street and blaming them for their plight. Something has got to give in this world before we all either continue in this murkiness or…….

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Bettina Oracle Speaks

Tuesday, January 29th, 2019

The end of Donald Trump: Illegitimate President of the United States

You folks need to stop bothering me and take care of your business. If you don’t, the next generation will simply have to repeat this scenario which has been repeated for generations without resolving anything. Learn a bit of history, your own history and you will be appalled at what you see – if you have any goodness left in your genes.

You are riddled with liars, murderers covering for each other, persecutions of innocent children, and so much more. The Jews of Hitlers Germany have been replaced by the Children of the United States who are being slaughtered with guns in your streets and in their schools and the Children of Immigrants, who are being put in Concentration Camps and are now being murdered. Those children who have have come to your country – some with their parents, some without – seeking asylum and refuge from so much evil. Their skin is brown and black and your bigotry won’t allow for that. Too many such colors in these United States already.

You need to be full of integrity, good character, working to eliminate poverty, homelessness, BIGOTRY – which is the genesis of all of your society’s ills. You need to stop allowing the likes of Donald Trump who is taking from his evil twins in history and ripping children from their parents; making slaves of those in prison who have suffered under massive incarcerations to do the bidding of the evil institutions in this world of yours and so much more. And no, Trump did not start all of this, but he is the inheritor and chief propagator of the evil coming through today. And to end this, all it takes is moral courage and who amongst you has that? You are all called, but who amongst you answers the call? This is still happening today after thousands of years of such history because only a few answer the call. The rest of you raise up those few and feel that your work is done because of that raising up and acknowledging those heroes. Interestingly, your heroes are never raised up in their own generation. That happens only after they are safely dead.

OK! So you want to know what is happening?

Roger Stone was indicted – did you notice how swift that happened with all of the charges against him not in that court document of indictment? Have you noticed the rumblings of major change? Are you beginning to hear many voices raised to call out the evil? Evil doubles down when those rumblings start.

What do we see: We see Whitaker having stopped the Mueller investigation by declaring to them they will not be allowed any more indictments. Stone is the last and he slipped through by a fluke. No indictments allowed against Donald Trump, against Jr., against Jared Kushner, against Steve Bannon, against Ivanka Trump, against Eric Trump.

Mueller can’t step up to the microphone to tell you this. There are enough bread crumbs along the way, however, for you to see this yourselves.

All of this must be settled and ended before or shortly after Barr takes on the post of Attorney General. He will clear Trump using the foundation set by Whitaker, a man who has been promised much, but who will be dumped on and pushed aside after his work is done – without his promised rewards. If he is lucky, he will leave with a loaf of bread, but no butter. Maybe as he sees his expectations so dashed he will step up to the moral plate and attempt to bring about something else – but he does not look like a soul who is destined to be a great hero.

All bets, in your society, are on the Democrats coming through in 2020 and taking over the government so the United States does not have to step up to the plate and deal with its sins. That is the way taken by lazy souls who want, but don’t want to give or risk. Cover-up is whats going on. Isn’t that what went on with Nixon? And his sins don’t begin to compare to the Trump Family Criminal Enterprise. Didn’t the Trump followers just blatantly take the sanctions from one of the wealthy, prominent Russians in their last days? And who will go against that and set it right? No one, so far.

What always amazes me is the ability of human beings to see themselves as ‘different from’, better than, – Trump may have treated those others badly, but I am going to be treated differently. All of my dreams will be realized because Trump promised me that…………..

And Khashoggi? Does Trump walk away having done a major work in covering up and taking the Saudi prince out of the spotlight? Did that give you a peep under the rug to see who is really working the gears and producing the results? It is definitely not Putin, although all media has anointed him as the one to whom Trump is beholden.

Trump and Putin are beholden to a mafioso who is so big in this world he makes the Italians look like thugs on the street and the Irish not far behind and lets not even begin to talk about the African American and other mafia.

You are going to be witnesses to how the clean-up ends. You can watch it with clear eyes or you can let the mythology replace reality. What mythology? That which was put into place to insure the rich get richer; the evil don’t pay; the thugs realign and move off into the sunset with new partners to get richer in tomorrows world. And the rest of you? Passing your lack of moral courage on to your next generation to preserve them in that struggling middle to upper middle class so they can pass the lack of moral courage you inherited on for many more generations.

So you asked – so I’ve said!

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Ed. Note: Members of the Bettina Network Lifestyle Community can contribute to the Bettina Network Blog whenever they have anything they want to say and be heard by this fantastic group of people. Send your blog to bettinanetwork@comcast.net or mail it to us at P. O. Box 380585 Cambridge, MA. 02238 or call us on the telephone at 617-497-9166 to tell us what you want to say and we will write it for you.

Volunteer with Bettina Network Foundation, inc. to work estate sales; to help move items from one home to another; to contribute your ideas on how we can better use our resources in this effort to relieve and eliminate homelessness and poverty. We also need photographers; designers; and more. However much or little time you have, we are grateful.

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Homelessness – What Causes It?

Friday, January 4th, 2019

We have been studying this for years.  I can remember a time when there didn’t seem to be homelessness.  At least it was so carefully hidden most of us were not aware of anything except the romantic tale of the hobo who couldn’t live in a house – did not want to be closed in, but spent his life riding the freight trains from one place to another.  Little did we know that was real, except for the part about the hobo not wanting to live in a house and wanting to spend his life riding freight trains, cooking over fires he made from whatever he could gather that would burn, freezing to death along the railroad tracks, etc.  He was pictured in movies and other media as a happy camper living this life. There was usually happy music in the background when talking about such.

That was and is an extremely painful way to live and not one lived that way by choice.  What was also carefully hidden from John and Jane Q. Public was the fact that the hobo was the hobo he and some were the hobo she.    

I have always asked – why would a seemingly wealthy society allow such within its borders?  I have no answer.

Homelessness is caused by banks.  Oh, Wow!  I can hear the screams, objections and denials.  You can hem and haw.  You can object and protest.  When you sit down, clear your head and do the work and the investigation you will discover HOMELESSNESS IS INDEED CAUSED BY BANKS.

Within the bank, accountants and others sit and get paid to figure out ways banks can make more money at the expense of the middle class.  Sometimes banks hire consultants – usually outside accountants to do the same thing. “How can we charge for  services we don’t render.  How can we increase what we make on services we do render.”

Well lets take this one profit making pocket at a time.   What is the number one way banks cause homelessness?  House foreclosures.  How does that make so much money for banks?  

The fastest way banks cause homelessness and increase their profits exponentially in the process is through their ability to collect the real estate taxes (RET) levied on John and Jane Q. Public, by the government.  

Cities and other governmental entities are supposed to levy and collect their own real estate taxes.  In fact, that has been turned over to banks to do and it is done by banks in such a way that hundreds of billions of dollars flow into banks from this function.  Bank charges to city entities; fees of all kind levied on home owners for many reasons, etc. It is one of the reasons we have such huge banks and why it is difficult to impossible for the smaller banks to grow at the rapid rate seen in the larger banks.  

If you take out a mortgage with a bank – you most likely have to agree to paying your real estate taxes directly to them instead of to the city or other governmental entity.  Those RET are kept within the bank for at least six months doing nothing except making money and being used by the bank.  That is an amount of money the bank can “bank” on receiving and when and know it will be received with regularity and they know how long it will be in the bank.   From that they can plan how to use that money to increase their profits exponentially because you can’t come to withdraw any of that money, it has to stay put for the requisite period of time and when it has to be turned over it will have been a work horse for the time it stayed.  But – you should say – that money should be a work horse for the governmental entity to which the real estate taxes are owed.  

Look at how much better that money would work for you and me instead of being used to work against you and me keeping us poor or with a glass money ceiling over our heads. How did this happen?

This is one answer to the question – “How did banks grow so big!”  How come they have so much money!  Why are they so arrogant, independent, can be ugly to their own customers and still grow and stay in business. How can they throw so much money around (not the least of which is throwing it around political campaigns to keep the politicians beholden to them). This is one of the ways banks have grown so very large and are awash in hundreds of billions of dollars and it is a biggie.  It is also one of the ways banks promote foreclosure. – It is one of the ways they become the largest promoter of homelessness in this society.

 Homelessness is not about mental institutions which put its patients out on the street for lack of money to sustain, treat and cure them where possible? That is the marketing/advertising campaigns that are out there to mislead us all.  NO! Susie.  It is not.  That is and was a smoke screen.  Homelessness can be traced directly back to banks as its beginnings and root cause.  And, banks are a causer of homelessness dates back beyond the founding of these United States.  Banks have had this role for eons of time.

There is no reason for banks to collect real estate taxes on houses.  The taxes have work to do taking care of different needs of the people who pay the taxes.  If your real estate taxes must sit for six months in a bank – having been paid some six months before they are due so the bank can have that bit of huge money inflow to help it grow ‘big time’, that is a ‘big time’ problem for the people for whom those funds should be working.

The money paid to banks far in advance of when the city says they are due should actually be working to gain more income for you or for the city – if indeed it is not obscene and a violation of your rights to make such a requirement.  In fact, almost all of the real estate monies are collected in this country by banks; sit in the bank working very hard for the bank; and earning untold billions to help grow that banks strength and reach into the community.

Many games are played around real estate taxes and banks.  We, the tax payer,  assumes the present system is the way it should be and we go along with the program – much to our detriment.  We make that assumption because we don’t think of ourselves and our rights. We accept what is, if it is dressed up in Patrician clothes and exhibits the mores of a Patrician class.

Banks collect RET (Real Estate Taxes) on a monthly basis from people who acquire mortgages from them.  The people must then repay the mortgage, usually monthly,  along with 1/12 of that years real estate taxes each and every month.  The bank keeps that money and uses it because real estate taxes are usually only paid by the bank to the city every six months.  The average mortgage holder much pay their real estate taxes monthly and six months in advance of their being due. 

This is an inviolable thing.  No one questions it – and it goes so unquestioned that banks can foreclose and they do foreclose on homes and families even if the mortgage is paid in full each month.  If the real estate taxes are not paid six months in advance the foreclosure happens – not by the city because it does not see taxes owed by citizens and does not foreclose if a citizen misses one six month period of paying taxes, but the bank does this on a regular basis.  Claiming a person is behind in their mortgage even though that is not true and even though the taxes – which they are behind in paying – are taxes, amounts of money, not due for another month or two.

To put that in its proper context. Banks make substantial sums of money on funds that stay in the bank overnight. And they maximize that in every way possible. These are funds that stay in the bank for six months, definite, not able to be withdrawn, tied up in the bank no matter what. Imagine the money made on that. The bank pays a very small amount of “interest” to the mortgage holder on their “escrowed real estate taxes” – minuscule to the amount it is making on those funds.

When that happens – add a little push to get the family headed into financial problems which results in the house being foreclosed, and banks have been known to do this frequently.  Add a minority to whom the bank has given a mortgage; add a minority who has somehow skipped past the banks red-lining policy; add to that a property which has a very small mortgage compared to the large equity position of the property owner – no matter the race, color, class, ethnic origin, religion of the property owner and, in a bank with lousy ethics which is or is bordering on becoming a criminal enterprise, another game usually moves hand in glove with the real estate taxes game.

Banks have been known to target families where there is a large gap between the value of the house and the balance of the mortgage.  When a person has a small mortgage and a large equity position they are sitting ducks for a bank to salivate over future profits.

That was out of control during the last recession and banks were so overcome running where their greed pushed them that our banking system almost collapsed.  Their greed overcame their ability to function any other way.  Many bankers and realtors became wealthy with such a scheme – one amongst many.  Many individuals faced poverty, bankruptcy, homelessness – especially homelessness.

 More on this story in another blog.  Maybe even a few real life stories!

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Learn More About How We Use Your Donation!

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Project 1 – Estate Sales after the Sale

Project 2 – Wells Fargo Boycott

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Want to join us? Have a home that you want to open to become one of Bettina Network’s Hedge Schools? Call us and lets talk – or email us.

Ed. Note: Members of the Bettina Network Lifestyle Community can contribute to the Bettina Network Blog whenever they have anything they want to say and be heard by this fantastic group of people. Send your blog to bettinanetwork@comcast.net or mail it to us at P. O. Box 380585 Cambridge, MA. 02238 or call us on the telephone at 617-497-9166 to tell us what you want to say and we will write it for you.

Volunteer with Bettina Network Foundation, inc. to work estate sales; to help move items from one home to another; to contribute your ideas on how we can better use our resources in this effort to relieve and eliminate homelessness and poverty. We also need photographers; designers; and more. However much or little time you have, we are grateful.

Send your event information to be included in Bettina Network’s Menu of Events to: bettina-network@comcast.net

This is a curated blog so you cannot write your responses at the end of each entry. TO RESPOND TO THIS BLOG email bettina-network@comcast.net or info@bettina-network.com

TO LEARN MORE try www.bettina-network.com

It Is Time to Boycott Wells Fargo Bank! – #WellsFargo

Sunday, December 2nd, 2018

Bettina Network Foundation, inc. is calling on everyone to join in and actively participate in this boycott of Wells Fargo Bank.

For a very long time banks have been fundamental in making sure there is none to very little change in this society.  Racism, sexism, homophobia, class discrimination, who owns and keeps the wealth in this country and so much more are determined by your local bank – which is probably no longer local but is the branch or unattended outlet of a major, international banking plus other businesses institution.  And most notably they are majorly responsible  for homelessness.  Not entirely, to be sure, but they do maintain the structure – in tact – no matter how loud or long they protest their innocence.

What do they gain?  One thing is keeping us divided against each other so communication as to what they are doing is knowledge kept and known only to a few.

How is wealth created in these United States?  Through either real estate or stock.  Either through ownership of land – real property – as it increases in value, or through ownership in corporations as they increase in value.

Many people have tried to increase their wealth and have been stymied.  Mostly by the banks – even though we are not ignoring the role of other institutions. Unfortunately, in spite of our great educations, most of us are ignorant of how this happens and therefore it continues.

How has this happened?  Little by little we hope to unfold for you all of it so you can function with a knowledge that makes your actions and your life more productive.

Banks have in the past and still do today majorly maintain segregated neighborhoods through “red lining”.  They are helped in this endeavor by some realtors, but brokers, dealers, realtors can’t take all the credit.  Most of it goes to the banks.

Red lining is an old way of maintaining separation of peoples based on things like color, economic and financial status, etc. which has not gone out of existence.   It has just gone underground and periodically takes on new forms.  Banks do not maintain that separation of peoples only through red lining, they do it through the intentional destruction of neighborhoods targeted for “urban renewal” or for a change of a neighborhoods racial make-up or etc.  There are billions of dollars involved and to be made by those who are a part of such transactions along with the loss of lives, livelihoods and more.

Which bank is the most egregious bank of them all?  WELLS FARGO!

In spite of tens of thousands of dollars having gone into the legal process to get them to change and many other ways which have been tried to approach this problem, Wells Fargo is still ripping off the American public – and probably many overseas as well.  As a result of the legal processes, which they lost, the only change we can see is a new and improved marketing and advertising program which the bank has rolled out instead of making restitution in real ways to those they have hurt.  That marketing and advertising program is nothing more than smoke and mirrors to get you to continue doing business with them so they can continue doing that business as usual.  And lets not talk about fines, etc. imposed on Wells Fargo.  To you and me that is like money to go to the store to buy ice cream or a pizza given their overall finances.

The ugliness, which has hurt so many,  is still enshrined within the bank along with its structures and the people who carry them out.  Most are people who carry out these policies to put food on their tables and to keep a roof over their heads.  Many are people competing to have better food and a more expensive roof over their heads.  It is time to take another look at what you can do and how you – Wells Fargo employees – can contribute to bringing about basic change, accepting your responsibility for being one of those making the lives of others extremely difficult so you and yours can benefit.  There are ways you can help bring about basic change and maintain your job and your increasingly lucrative and going up the ladder of success lifestyle.  You don’t have to concentrate on or be involved in only the one – because you are likely to be one of those against whom you moved to make their lives difficult to impossible.  History shows that is probably going to be the result of your efforts, if you continue on the path you are now taking.

Exposure is one way!  Open the windows, throw open the doors and let fresh air flow through.  Let the general public know what is going on and what we can do to make basic change so we all benefit.

Bettina Network Foundation, inc. is calling one way we can all move towards changing this society for the better:

  1.  If you have a savings account with Wells Fargo – close it.  You can open it with another bank.  And yes,  all banks are complicit, but you have to start someplace.  One bank has to make change and one very large bank with lots of influence and which has been shown to be a bank which destroys lives, property, the quality of lots of peoples way of life and keeps on keeping on going down the wrong street ripping peoples lives apart is a good place to start.

2.  Once you have closed your savings account, let us know and let Wells Fargo know you closed your account and why!

3.  If you have a checking account with Wells Fargo – close it.

4.  And once again, let us know and let Wells Fargo know you closed your checking account and why!

5.  If you own stock in Wells Fargo – sell it.  And let Wells Fargo know you sold your stock in their bank and any subsidiaries you can find – let us know about the subsidiaries and let us and Wells Fargo know you sold your stock and why!

6.  And this is a biggy!  Do you own stock in other publicly traded corporations?  Check out who is the transfer agent responsible for keeping the records for that publicly traded corporation.  If it is Wells Fargo Shareowner Services or EG by Equiniti – demand that the corporation change its transfer agent and hire another totally unconnected to Wells Fargo.

Wells Fargo Shareowner Services, from our experience, did lots to hurt John and Jane Q. Public.  Instead of responding to what they did they simply changed their name, ignored the problems they created and kept on moving ahead.  This is common for many corporations.  It is time for this to stop and you have the power to stop these under handed activities.

A statement taken from Equinity’s marketing materials – “Even though Wells Fargo has sold its transfer agency business, our relationship with Wells Fargo remains strong. We will continue to use banking and brokerage services provided by Wells Fargo. Wells Fargo will continue to use us as its transfer agent.”

Today’s Story is only one, but it begins to unfold why we are promoting and managing this boycott and what we want changed?  Bettina Network Foundation, inc’s goal is to eliminate homelessness.  That is a growth area in this society and the ways it has been attacked have not worked.  It is time to look at the base reasons and eliminate and change them so everyone has food, shelter and work in this very wealthy society.  We do not need to continue on this path of the rich getting richer and the middle class becoming homeless.

TODAY’S STORY!

“We owned Dayton-Hudson stock and we owned Target Corp stock for decades. When
Dayton-Hudson became Target Corp. all of our stock became Target Corp. stock. We kept that stock for decades. When we needed to sell the stock because we needed the money
for business purposes and needed that asset changed to cash quickly – as promised it would be by Target Corporation and the Securities and Exchange Commissio – we had to go through Wells Fargo Shareowner Services.

When we contacted Wells Fargo Shareowner Services to ask that they sell the stock – it became a several years consumption of money, time, emotional energy and more.

A transaction that should have taken a few minutes to send a letter with the appropriate form – accurately filled out – and then the next step taken by Wells Fargo Shoreowner Services should have been just four days for the stock to be sold and just a very short time after that for the money to be deposited into my account.  That process  actually took almost three years. Why? We have many theories, but why is irrelevant. What is relevant is
that our money was kept and our access to an asset which the Securities and Exchange Commission supposedly is the watch dog agency to make sure things like this does not happen all were useless in the face of Wells Fargo. Whatever they did was accepted and acceptable and I was put in the position of first a supplicant – please get this done, I need my money;  through to a very angry woman demanding her assets be treated and acted upon per her request.

WHY did I have to go through this? Because the Direct Purchase Plan with Target Corporation gave Wells Fargo Shareowner Services – the transfer agent for Target Corporation – the right to keep the stock certificates of the stock we owned. I was told many stories as to why that was the best thing to do – “when you are ready to sell there is no issue with the stock certificates, they are in the possession of Wells Fargo Shareowner Services or whichever transfer agent Target Corporation was using and the sale of the stock will be stress free for everyone and able to be executed in minutes.”

That was a lie! If, for any reason one of those corporations wants to move against you without showing their hand because you are a political or other kind of nuisance, you have given them the ability to do just that and they will use it – to harass you and make your financial life a shambles at their discretion and Wells Fargo Shareowner Services was the champion at doing that.  Leave your stock certificates for safe keeping with their services and they control your asset and no one is going to come to your rescue.  Attorneys will, costing more than the stock is worth, but no one else moves to help no matter their job description or their mandate.

Target Corporation, in spite of going all the way up the ladder from Customer Service to the “investment” area to the CEO of Target Corporation refused any kind of help.  To them, the responsibility was with Wells Fargo Shareowner Services and they closed off communications of all kind.  Letters went unanswered, pleas went unheeded, the door to the Executive Suite slammed shut.  This was not their problem.  But – said I – this is your stock not Wells Fargo’s stock.  Mean silence prevailed.

It took almost three years of going back and forth with Wells Fargo Shareowner Services, the Securities and Exchange Commission, the Attorney Generals Office and more such institutions. When a lawyer became involved – only then were our wishes heeded.  At that point the asset was gone – attorneys don’t come cheap.  So while their goal was not fulfilled one way, it was indeed fulfilled in another way even more effective because it took my time, the asset and emotional energy to get to that solution.

When we started the process of asking that the Target Stock be sold, Wells Fargo Shareowner Services had just taken over as Target Corporations transfer agent. Today just three plus years later ownership of that Wells Fargo Shareowner Services has been transferred to Equinity. The same people are at the top and all through the ranks so what happened? Did their problems multiply because of the way they did business and the number of people they hurt that the easiest thing for them to do was not to make amends for their sins, but to transfer ownership so they did not have to take responsibility and did not have to correct their wrongs?  Talk to Equiniti and you will be told – sorry that is not our problem, we are not the company with whom you had problems.  Clean – swift – vicious!”

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That is a common way for such corporations to act and it is time for that to stop. If you hurt someone you need to make amends and make those people whole again at the same time changing the processes which caused the problem in the first place.

So we will go back to asking you to check your stock certificates on any stock you own – if the transfer agent is Wells Fargo Shareowner Services or if it is Equiniti, demand that the corporation whose stock you own change their transfer agent or you sell the stock and buy into another corporation which uses another transfer agent and let us and them know what you have done.

We will publish your story with or without your name depending upon your request to us. Why without the name of the person involved? Because retaliation by corporations is common and many have experienced unnecessary hassle and harassment and loss because of corporations trying to silence the public so they can be allowed to continue doing ugly, vile things without taking responsibility and without making those people whole.

Small steps in the right direction have been taken, in the past, by expensive and long lasting law suits from which almost no one benefits.  It is time for that to change!

Your basic responsibility is to the human beings with whom you inhabit this earth, to make it a better – more viable – kinder – gentler – more caring place to live without the ugliness we have all had to endure because of greed, power hunger and other such emotions and character flaws which have pervaded the institutions which are supposed to be there to help us navigate this world in a more flawless manner.

Please pass this along to as many people as you can possibly reach who you think need to read this message and to keep up with this boycott.

What do we need to continue, promote and make this a successful boycott?

Your ideas

Your time and energy to do the work of carrying this forward

Your money to help us meet the costs of such an action

______Ways to Contact Wells Fargo Bank to let them know you will not do business with them

Corporate Headquarters*

420 Montgomery Street
San Francisco, California 94163
United States
Phone: 866-878-5865
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Learn More About How We Use Your Donation!

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______________________________________________________________

Want to join us? Have a home that you want to open to become one of Bettina Network’s Hedge Schools? Call us and lets talk – or email us.

Ed. Note: Members of the Bettina Network Lifestyle Community can contribute to the Bettina Network Blog whenever they have anything they want to say and be heard by this fantastic group of people. Send your blog to bettinanetwork@comcast.net or mail it to us at P. O. Box 380585 Cambridge, MA. 02238 or call us on the telephone at 617-497-9166 to tell us what you want to say and we will write it for you.

Volunteer with Bettina Network Foundation, inc. to work estate sales; to help move items from one home to another; to contribute your ideas on how we can better use our resources in this effort to relieve and eliminate homelessness and poverty. We also need photographers; designers; and more. However much or little time you have, we are grateful.

Send your event information to be included in Bettina Network’s Menu of Events to: bettina-network@comcast.net

This is a curated blog so you cannot write your responses at the end of each entry. TO RESPOND TO THIS BLOG email bettina-network@comcast.net or info@bettina-network.com

TO LEARN MORE try www.bettina-network.com

 

 


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