#WELLSFARGOBOYCOTT | Bettina Network's Blog

Archive for the ‘#WELLSFARGOBOYCOTT’ Category

Declassify and Tweet the Pee Pee Tapes, NOW! And other related subjects!

Sunday, May 26th, 2019

Ed.Note: We have several communications from members of Bettina Network’s Lifestyle Community which we share with you below. Your feedback is appreciate via email to: bettina-network@comcast.net

Person One:

With all that is going on with declassifying – it is time to release the Pee Pee Tapes. If you have such and/or, in the spirit of the Trump-released-Nancy- Pelosi-distortion-video, you should feel free to creat distortions to show such tapes. It is time for you to tweet them to the world. Trump attempts to create fear because that is his area of substantial vulnerability. Lets turn the tables. Congress can’t do it, but you, individual citizen, can exercise your creativity and let it loose for all to see.

Have I really reached such a low point? Yes! It is time for good people to act. What happened when good people did nothing? Hitler’s Germany happened.

If you receive responses Bettina, we hope you will share them through this blog.

Person Two:

Have you read about Trump and Mnuchin trying to keep Andrew Jackson on the twenty dollar bill? Jackson, the man who was the chief architect of the Trail of Tears, which killed thousands of Native Americans and wrecked the lives of the rest; the man who was responsible for many other such atrocities, who should have been removed from U. S. currency decades ago, but instead is being kept on the $20 bill because of Trump, Mnuchin and their friends seeing him as a better person representing the U. S. history instead of replacing him with a heroine who spent her life helping slaves reach freedom through leading them from their slavery post to freedom; who was a spy for the Union Army saving many lives and helping to save the Union instead of committing treason the way Andrew Jackson did (maybe that is what Mnuchin, Trump and Jackson have in common).

Donald Trump’s need to do such is understandable when you look at his history and his family history – a father who worked with the KKK and as a young man Donald followed his father’s footsteps by refusing to rent apartments he and his father built to any “brown” person and so much more racism that portraying himself as a billionaire helped people around him “forget” or claim not to know.

We can make a response to this racist act of Trump and his administration and Bettina Network’s publications can help. I read and followed your advice on the Wells Fargo boycott. I am still passing that blog around to whoever I reach and with whom I interact. It gave me strength knowing that I am not helpless. It is not much, but please God help me to have the strength to do whatever I can no matter how small.

It is time to support Dano Wall – the artist who created the Harriet Tubman stamp. Whenever you have a $20 bill, before using or spending it put Tubman’s face on that bill. You can read more at including where to buy the stamps.

https://www.usatoday.com/story/news/nation/2019/05/24/harriet-tubman-20-bill-stamp-puts-tubman-face-twenty/1219952001/

If you feel you don’t want to stamp each and every $20 bill you receive with Andrew Jackson on its face, then refuse to accept a $20 bill from anyone – any bank, any store, any person – don’t ever again accept a $20 bill unless it has been stamped with Harriet Tubmans face blotting out Andrew Jackson. I hope Bettina’s will call such a boycott. You have lots of followers and it is time for such to happen. As a member of Bettina Network’s Lifestyle Community I ask that you take this action.

Person Three

Have any of you noticed or have information about the Attorney General appointed by Donald Trump – the illegitimate president of these United States – being in collusion with Pence pushing this anti-abortion movement? With the rumor being that it is in collusion with Opus Dei – a group to whom both Barr and Pence may belong or at least be hangers on at the fringe? It is a long complicated process to become a member of Opus Dei and their political careers would never stand them being outed as a real member.

Do any of you have information about Bill Barr’s connection to Opus Dei? The rumors of a close connection are strong in my part of the world. We have seen several comments and read brief articles from people who claim this new emergence of a very strong move to make a religious belief, anti-abortion, a part of the United States Government structure is only the beginning of having the Opus Dei belief system installed as the belief system of the United States.

There are many reasons to impeach both Barr and Pence. With Barr, allegedly aligned with a group to infiltrate and bring about its goals through using and changing the U. S. Government structures ought to be number one. I might not know how to phrase this, but it is quite serious if we have a man who is called Attorney General of these United States and is using the powers of that office having been illegitimately appointed to bring about a Catholic fringe group’s goals using this country – wiping out the constitutional separation of church and state.

Opus Dei is not like the Jesuits. It has members who do some really strange things including physical atrocities to achieve their goals – some self-inflicted atrocities including mortification of the flesh – and other really gross ways of being in community. It is a secretive organization with strict requirements for membership.

Anti-abortion is one of their biggies and the way this is coming about in the United States with the draconian laws being passed screams of Opus Dei, especially with Barr in the picture and when you outline those involved in this new part of the anti-abortion movement, which is draconian, you see the hand of the Opus Dei movement all over it. The power that Barr is now able to exercise and the recent additions to that power given to him by Trump he can use to bring about a Spanish style 2019 inquisition in these United States.

Please note that these new anti-abortion laws have things like jail and execution for those who perform abortions on women and it will get worse before it gets better.

And also note that Pence’s strangeness about women – not meeting with a woman without his wife present, etc. goes right into the Opus Dei model. Pence claims that as adhering to the Billy Graham rule, in which husbands avoid spending time alone with women to whom they are not married, however, the way he practices it better fits the Opus Dei model.

Please don’t dismiss this as craziness nor as a conspiracy theory. It is real and the planning for worse is being done today. William Barr is up to his neck in this and he has helpers. Pence is also involved in a very quiet outside the spotlight way.

With a man who calls himself “President of the United States” – like Donald Trump, the door to the country is thrown wide open for people and groups to enter and wreck all kinds of havoc, as we have seen with the Russian interference in the 2019 election.

_______________________________________

IT COSTS MONEY TO PRODUCE THIS BLOG. WE HOPE YOU WILL CONTRIBUTE SO WE CAN EXPAND AND CONTINUE THE RESEARCH AND WRITINGS WHICH KEEP YOU KNOWLEDGEABLE ABOUT MANY THINGS THAT WOULD NOT REACH YOU OTHERWISE ALONG WITH THE OPINIONS AND WORK OF THOSE WHO ARE MEMBERS OF BETTINA NETWORK’s LIFESTYLE COMMUNITY.

What follows are some of the ways you can support our work:

Learn More About How We Use Your Donation!

Donate to Bettina’s

$
Select Payment Method
Personal Info

Credit Card Info
This is a secure SSL encrypted payment.
Billing Details

Donation Total: $5.00 One Time

{amount} donation plus {fee_amount} to help cover fees.



Project 1 – Estate Sales after the Sale*

*This contribution is to the Bettina Network Foundation, inc which is a 501(c)3 organization and tax deductible.

Project 2 – #WellsFargoBoycott*

This contribution is to the Bettina Network Foundation, inc. which is a 501(c)3 organization and tax deductible.

Project 3 – Growing Bettina Network’s Blog

into a major media outlet bringing to the public news, recipes, thoughts, reviews of businesses, etc. from the perspective of those who belong to Bettina Network’s Lifestyle Community.

You can send a check to Bettina Network, inc. P. O. Box 380585 Cambridge, MA. 02238 to support this blog! Please make your check out to “Bettina Network, inc.” since the blog income is not the foundation income.

If you prefer your gift go to the Foundation, make your check payable to Bettina Network Foundation, inc. The money we receive for the Foundation currently is going to support the Wells Fargo Boycott.

_________________________________________________________

Want to join us? Have a home that you want to open to become one of Bettina Network’s Hedge Schools? Call us and lets talk – or email us.

Ed. Note: Members of the Bettina Network Lifestyle Community can contribute to the Bettina Network Blog whenever they have anything they want to say and be heard by this fantastic group of people. Send your blog to bettinanetwork@comcast.net or mail it to us at P. O. Box 380585 Cambridge, MA. 02238 or call us on the telephone at 617-497-9166 to tell us what you want to say and we will write it for you.

Volunteer with Bettina Network Foundation, inc. to work estate sales; to help move items from one home to another; to contribute your ideas on how we can better use our resources in this effort to relieve and eliminate homelessness and poverty. We also need photographers; designers; and more. However much or little time you have, we are grateful.

Send your event information to be included in Bettina Network’s Menu of Events to: bettina-network@comcast.net

This is a curated blog so you cannot write your responses at the end of each entry. TO RESPOND TO THIS BLOG email bettina-network@comcast.net or info@bettina-network.com

TO LEARN MORE try www.bettina-network.co













Mafia Speak: The necessity for loyalty within Trump’s circle: The fast moving growth of a mafia within the U. S. Government!

Sunday, March 10th, 2019

We complain about the rapid accumulation of 99% of the wealth within the United States economic system being available to only 1% of the population and we talk about Capitalism to Socialism to Fascism, but we don’t get into the particulars of how that is happening.

Clearly, if we did not have a mafia within the U. S. Economic System trying to take over we would not have a billionaire class. We have a very thriving Billionaire Class structure which is growing dramatically fast and dictating who will and who will not join them.

The kind of investment needed to create such a group; the “loyalty” demanded to keep it going and growing; the flagrant violations of the U. S. Constitution to keep the way clear for the mafia structures needed to replace the structures sustaining the U. S. Republi; the pressures to give up the Republic and take instead the structure of the more fascist-authoritarian governmental structures necessary have taken time and several administrations. With the Trump Administration we have finally arrived at that point where it becomes clear that we are barreling ahead into a government which is fast becoming a criminal enterprise headed by a man whose privately owned company could best be described as a RICO organization.

There have been many examples along the way, but the press has either been reluctant to make the call and do the investigative reporting to bring to the public the structures within which they are now living or they do not know and only see such things in the rear view mirror. And that makes sense since the role of the press is to report the news – to report what has happened.

The examples are becoming increasingly ‘in your face’ and they are being immediately ‘normalized’ as just the way we function today.

The latest example was extraordinarily blatant – and that was the sentencing of Manafort. It was an incredible example of “Mafia Speak” – right out front expecting the public and press to gloss over what was done.

A Prelude to the First Mafia Speak: (Setting the stage)

In the context of the original trial, Judge Ellis attacked one of the witnesses – Rick Gates – by testifying instead of maintaining himself as the judge – “…Manafort could not have been paying that much attention to what you (Gates) were doing. If so, he (Manafort) would have known how much money you were stealing from him.” That comment was apparently an attempt to turn the original trial, as much as possible, away from Manafort – to give him some breathing room and allow any juror listening to be persuaded in Manafort’s favor. That said there is Mafia Speak coming.

First Mafia Speak:

  1. The judge said – right before pronouncing the sentence on Paul Manafort – “You are not before this Court for anything having to do with colluding with the Russian government to influence this election.”

That was a very strange comment for a judge to make. Normally, a judge stays within the confines of the hearing in front of him, he does not wander off as Judge T. S. Ellis did to an unrelated and totally out of context comment which he apparently had a specific reason for doing. That reason became clear as the day progressed. Judge Ellis set up what followed and allowed the mafia “Don” to make his point later in the day for the public to be brought along in the way he wanted the public to go. The “Don” said he was “honored” by his people.

Second Mafia Speak:

2. After the hearing and sentencing when Paul Manafort’s attorney, Kevin Downing, went to the microphones outside the courthouse to say a few words to the reporters gathered outside, he said: “There is absolutely no evidence that Paul Manafort was involved with any collusion with any government official from Russia.”

Interesting in his comments, they were also outside of what the hearing was about. In addition, both the judge and attorney, who are professionals in the law and who know there is no legal term such as “collusion” – it is Donald Trump’s favorite way to characterize the special counsel’s investigation – Attorney Downing’s comments as well as Judge Ellis’ comments began to sound like “Mafia Speak” – things said at the direction of the mafia boss ‘ Donald Trump.

Reason for the First and Second “Mafia Speak” comments:

3. To close the circle and bring it around to why the Judge and Attorney made those statements, which stood out because of their inappropriateness and un-attachment to the hearing and sentencing – later in the day, Donald Trump made comments about the hearing and sentencing when Reporters shouted questions to him at the White House.

Donald Trump’s comments were “I just want to tell you that his (Manafort”s) lawyer went out of his way actually to make a statement last night, no collusion”. “The judge, for whatever reason, I was very honored by it, also made the statement that this had nothing to do with collusion with Russia.”

The mafia don then completes the circle by coming out with what was supposed to be the denouement comment – the reason for the first and second “Mafia Speak” comments. The three of them – the Judge, who set the table, the Attorney, who brought the food to the table and Trump who sat down to eat what was being served to him, let his capo’s know they had done a great job by commenting on his feelings of being ‘honored’ by what had just been done for him. And clearly, Trump had paid for the table and its settings; the food on the table and was going to enjoy his meal knowing that mafia type loyalty still existed within his organization and with his ‘people.’ That is what James Comey missed in why Trump was asking for “loyalty” from him. Every mafia boss has to know that kind of loyalty is crucial because of the way they operate and the necessity for cover when the circumstances call for it.

That type of mafia control is spreading within the U. S. Government and will be hard to extinguish even after Trump is gone. That mafia structure became very clear to us as we looked at Wells Fargo and tried to decide if we should get involved with a boycott against them.

This is what is happening to your government, America. This is what has happened and continues to happen in your Court System. This is why McConnell has so much power – he is the one making this scenario possible so members of this mafia can function without too many repercussions until the society is better controlled by their mafia governing structure.

Even the seemingly innocuous language is telling. After the judge and attorney went out on a limb for Trump – he thanks them publicly and in the way of the mafia he was “honored by it.”

And now kiss the ring!

________________________________________

Learn More About How We Use Your Donation!

Donate to Bettina’s

$
Select Payment Method
Personal Info

Credit Card Info
This is a secure SSL encrypted payment.
Billing Details

Donation Total: $5.00 One Time

{amount} donation plus {fee_amount} to help cover fees.



Project 1 – Estate Sales after the Sale

Project 2 – #WellsFargoBoycott

Or you can send a check to Bettina Network, inc. P. O. Box 380585 Cambridge, MA. 02238 to support this blog! Please make your check out to “Bettina Network, inc.” since the blog income is not the foundation income.

If you prefer your gift go to the Foundation, make your check payable to Bettina Network Foundation, inc. The money we receive for the Foundation currently is going to support the Wells Fargo Boycott.

_________________________________________________________

Want to join us? Have a home that you want to open to become one of Bettina Network’s Hedge Schools? Call us and lets talk – or email us.

Ed. Note: Members of the Bettina Network Lifestyle Community can contribute to the Bettina Network Blog whenever they have anything they want to say and be heard by this fantastic group of people. Send your blog to bettinanetwork@comcast.net or mail it to us at P. O. Box 380585 Cambridge, MA. 02238 or call us on the telephone at 617-497-9166 to tell us what you want to say and we will write it for you.

Volunteer with Bettina Network Foundation, inc. to work estate sales; to help move items from one home to another; to contribute your ideas on how we can better use our resources in this effort to relieve and eliminate homelessness and poverty. We also need photographers; designers; and more. However much or little time you have, we are grateful.

Send your event information to be included in Bettina Network’s Menu of Events to: bettina-network@comcast.net

This is a curated blog so you cannot write your responses at the end of each entry. TO RESPOND TO THIS BLOG email bettina-network@comcast.net or info@bettina-network.com

TO LEARN MORE try www.bettina-network.co


Bettina Oracle Speaks

Tuesday, January 29th, 2019

The end of Donald Trump: Illegitimate President of the United States

You folks need to stop bothering me and take care of your business. If you don’t, the next generation will simply have to repeat this scenario which has been repeated for generations without resolving anything. Learn a bit of history, your own history and you will be appalled at what you see – if you have any goodness left in your genes.

You are riddled with liars, murderers covering for each other, persecutions of innocent children, and so much more. The Jews of Hitlers Germany have been replaced by the Children of the United States who are being slaughtered with guns in your streets and in their schools and the Children of Immigrants, who are being put in Concentration Camps and are now being murdered. Those children who have have come to your country – some with their parents, some without – seeking asylum and refuge from so much evil. Their skin is brown and black and your bigotry won’t allow for that. Too many such colors in these United States already.

You need to be full of integrity, good character, working to eliminate poverty, homelessness, BIGOTRY – which is the genesis of all of your society’s ills. You need to stop allowing the likes of Donald Trump who is taking from his evil twins in history and ripping children from their parents; making slaves of those in prison who have suffered under massive incarcerations to do the bidding of the evil institutions in this world of yours and so much more. And no, Trump did not start all of this, but he is the inheritor and chief propagator of the evil coming through today. And to end this, all it takes is moral courage and who amongst you has that? You are all called, but who amongst you answers the call? This is still happening today after thousands of years of such history because only a few answer the call. The rest of you raise up those few and feel that your work is done because of that raising up and acknowledging those heroes. Interestingly, your heroes are never raised up in their own generation. That happens only after they are safely dead.

OK! So you want to know what is happening?

Roger Stone was indicted – did you notice how swift that happened with all of the charges against him not in that court document of indictment? Have you noticed the rumblings of major change? Are you beginning to hear many voices raised to call out the evil? Evil doubles down when those rumblings start.

What do we see: We see Whitaker having stopped the Mueller investigation by declaring to them they will not be allowed any more indictments. Stone is the last and he slipped through by a fluke. No indictments allowed against Donald Trump, against Jr., against Jared Kushner, against Steve Bannon, against Ivanka Trump, against Eric Trump.

Mueller can’t step up to the microphone to tell you this. There are enough bread crumbs along the way, however, for you to see this yourselves.

All of this must be settled and ended before or shortly after Barr takes on the post of Attorney General. He will clear Trump using the foundation set by Whitaker, a man who has been promised much, but who will be dumped on and pushed aside after his work is done – without his promised rewards. If he is lucky, he will leave with a loaf of bread, but no butter. Maybe as he sees his expectations so dashed he will step up to the moral plate and attempt to bring about something else – but he does not look like a soul who is destined to be a great hero.

All bets, in your society, are on the Democrats coming through in 2020 and taking over the government so the United States does not have to step up to the plate and deal with its sins. That is the way taken by lazy souls who want, but don’t want to give or risk. Cover-up is whats going on. Isn’t that what went on with Nixon? And his sins don’t begin to compare to the Trump Family Criminal Enterprise. Didn’t the Trump followers just blatantly take the sanctions from one of the wealthy, prominent Russians in their last days? And who will go against that and set it right? No one, so far.

What always amazes me is the ability of human beings to see themselves as ‘different from’, better than, – Trump may have treated those others badly, but I am going to be treated differently. All of my dreams will be realized because Trump promised me that…………..

And Khashoggi? Does Trump walk away having done a major work in covering up and taking the Saudi prince out of the spotlight? Did that give you a peep under the rug to see who is really working the gears and producing the results? It is definitely not Putin, although all media has anointed him as the one to whom Trump is beholden.

Trump and Putin are beholden to a mafioso who is so big in this world he makes the Italians look like thugs on the street and the Irish not far behind and lets not even begin to talk about the African American and other mafia.

You are going to be witnesses to how the clean-up ends. You can watch it with clear eyes or you can let the mythology replace reality. What mythology? That which was put into place to insure the rich get richer; the evil don’t pay; the thugs realign and move off into the sunset with new partners to get richer in tomorrows world. And the rest of you? Passing your lack of moral courage on to your next generation to preserve them in that struggling middle to upper middle class so they can pass the lack of moral courage you inherited on for many more generations.

So you asked – so I’ve said!

_______________________________________________________

Learn More About How We Use Your Donation!

Donate to Bettina’s

$
Select Payment Method
Personal Info

Credit Card Info
This is a secure SSL encrypted payment.
Billing Details

Donation Total: $5.00 One Time

{amount} donation plus {fee_amount} to help cover fees.



Project 1 – Estate Sales after the Sale

Project 2 – #WellsFargoBoycott

__________________________________________________________

Want to join us? Have a home that you want to open to become one of Bettina Network’s Hedge Schools? Call us and lets talk – or email us.

Ed. Note: Members of the Bettina Network Lifestyle Community can contribute to the Bettina Network Blog whenever they have anything they want to say and be heard by this fantastic group of people. Send your blog to bettinanetwork@comcast.net or mail it to us at P. O. Box 380585 Cambridge, MA. 02238 or call us on the telephone at 617-497-9166 to tell us what you want to say and we will write it for you.

Volunteer with Bettina Network Foundation, inc. to work estate sales; to help move items from one home to another; to contribute your ideas on how we can better use our resources in this effort to relieve and eliminate homelessness and poverty. We also need photographers; designers; and more. However much or little time you have, we are grateful.

Send your event information to be included in Bettina Network’s Menu of Events to: bettina-network@comcast.net

This is a curated blog so you cannot write your responses at the end of each entry. TO RESPOND TO THIS BLOG email bettina-network@comcast.net or info@bettina-network.com

TO LEARN MORE try www.bettina-network.com

_________________________________________________________

Boycott Wells Fargo!

Monday, January 21st, 2019

Close your savings account! Close your checking account – or move it elsewhere! Any other accounts? Close them all – or work to have them moved to another bank. Choose carefully when moving to another bank. Make sure you are on solid ground, however, and your new bank is interested in you as a customer and is not about to cheat you.

One way you are cheated ‘big time’:

Banks involvement in REAL ESTATE TAXES:

Did you know your home can be foreclosed when you have paid your mortgage up to date – principal and interest? HOW? Real estate taxes. Wells Fargo insists on adding the collection of real estate taxes on your home to your mortgage payment. Even if you did not have that agreement going into the mortgage they can add your taxes to your mortgage payment anytime and without any reason – at least that is their claim.

On information and belief, we find it is possible they will do those things if one of their investors or others wants your house. In that case, it is helpful to slam you around a bit so they can weaken you financially and come after the house. Generally one with lots of equity. Notice how free are homes mired in more bank mortgage than worth of house. Once upon a time all houses were fair game because greed was rampant and banks thought they could turn a profit no matter what. Isn’t that was the last serious depression was all about? Banks running rampant trying to set people up so foreclosure was easy and banks could use that route as one way of making billions?

How ridiculous is it to foreclose on a house when what banks claim as monies that have not been paid and which they claim as overdue, justifying the foreclosure actually are not due? it is monies they can also charge fees upon if not paid in what the bank claims is a timely fashion, even though the overdue amounts generating those bank fees and penalties are actually not due when the banks add those fees and penalties to amounts owed?

Banks are not the aggrieved party in real estate tax charges. They do not decide how much your real state taxes will be (well, maybe not directly). They try to collect six months in advance of the due date so they can hold that money in the bank and have it work for the bank into the billions of dollars and if you do not pay six months in advance of the date the taxes are due the bank reserves the right to collect by foreclosing on your property. You can check that out by going over records of foreclosed properties. It is a shock to see how many people lost their homes to banks because of unpaid real estate taxes which were not due, even at the time of the foreclosure.

Most amazingly, that money – not due for six months, sits in the bank and works for the bank not the agency which would be owed the taxes in six months and which should have the sole authority to foreclose or lien the taxes onto the property.

Isn’t that also the reason why conservative judges are so important? People who would rule against you in Court because you have not paid what you did not owe and especially what was not overdue and unpaid – simply not yet due? Wouldn’t they be the judges most likely to acquiesce and add to monies due the bank from your property because they are fees charged by banks levied against you because you have not paid what is not yet due?

Appointing super conservative judges is crucial to maintaining the most inhumane parts of an inhumane society.

Capitalism

One basic assumption about this economy is that we are functioning under capitalism. However, that is definitely not true. One cannot have a capitalistic economy where the society actively practices sexism. racism or any other kind of bigotry. That by itself eliminates the possibility that an economic system structured to claim to call itself Capitalism is flying under a false flag and needs to redefine what it actually is? Some bizarre system can be established to try to tweak, change, camouflage what it really is while proclaiming it is a capitalistic system, but actually it is not – by definition.

Ed. Note: Just a few comments from Bettina Network Lifestyle Members which we found intriguing. Feel free to add to their analysis.

____________________________________________

Learn More About How We Use Your Donation!

Donate to Bettina’s

$
Select Payment Method
Personal Info

Credit Card Info
This is a secure SSL encrypted payment.
Billing Details

Donation Total: $5.00 One Time

{amount} donation plus {fee_amount} to help cover fees.



Project 1 – Estate Sales after the Sale

Project 2 – #WellsFargoBoycott

__________________________________________________________

Want to join us? Have a home that you want to open to become one of Bettina Network’s Hedge Schools? Call us and lets talk – or email us.

Ed. Note: Members of the Bettina Network Lifestyle Community can contribute to the Bettina Network Blog whenever they have anything they want to say and be heard by this fantastic group of people. Send your blog to bettinanetwork@comcast.net or mail it to us at P. O. Box 380585 Cambridge, MA. 02238 or call us on the telephone at 617-497-9166 to tell us what you want to say and we will write it for you.

Volunteer with Bettina Network Foundation, inc. to work estate sales; to help move items from one home to another; to contribute your ideas on how we can better use our resources in this effort to relieve and eliminate homelessness and poverty. We also need photographers; designers; and more. However much or little time you have, we are grateful.

Send your event information to be included in Bettina Network’s Menu of Events to: bettina-network@comcast.net

This is a curated blog so you cannot write your responses at the end of each entry. TO RESPOND TO THIS BLOG email bettina-network@comcast.net or info@bettina-network.com

TO LEARN MORE try www.bettina-network.com

Homelessness – What Causes It?

Friday, January 4th, 2019

We have been studying this for years.  I can remember a time when there didn’t seem to be homelessness.  At least it was so carefully hidden most of us were not aware of anything except the romantic tale of the hobo who couldn’t live in a house – did not want to be closed in, but spent his life riding the freight trains from one place to another.  Little did we know that was real, except for the part about the hobo not wanting to live in a house and wanting to spend his life riding freight trains, cooking over fires he made from whatever he could gather that would burn, freezing to death along the railroad tracks, etc.  He was pictured in movies and other media as a happy camper living this life. There was usually happy music in the background when talking about such.

That was and is an extremely painful way to live and not one lived that way by choice.  What was also carefully hidden from John and Jane Q. Public was the fact that the hobo was the hobo he and some were the hobo she.    

I have always asked – why would a seemingly wealthy society allow such within its borders?  I have no answer.

Homelessness is caused by banks.  Oh, Wow!  I can hear the screams, objections and denials.  You can hem and haw.  You can object and protest.  When you sit down, clear your head and do the work and the investigation you will discover HOMELESSNESS IS INDEED CAUSED BY BANKS.

Within the bank, accountants and others sit and get paid to figure out ways banks can make more money at the expense of the middle class.  Sometimes banks hire consultants – usually outside accountants to do the same thing. “How can we charge for  services we don’t render.  How can we increase what we make on services we do render.”

Well lets take this one profit making pocket at a time.   What is the number one way banks cause homelessness?  House foreclosures.  How does that make so much money for banks?  

The fastest way banks cause homelessness and increase their profits exponentially in the process is through their ability to collect the real estate taxes (RET) levied on John and Jane Q. Public, by the government.  

Cities and other governmental entities are supposed to levy and collect their own real estate taxes.  In fact, that has been turned over to banks to do and it is done by banks in such a way that hundreds of billions of dollars flow into banks from this function.  Bank charges to city entities; fees of all kind levied on home owners for many reasons, etc. It is one of the reasons we have such huge banks and why it is difficult to impossible for the smaller banks to grow at the rapid rate seen in the larger banks.  

If you take out a mortgage with a bank – you most likely have to agree to paying your real estate taxes directly to them instead of to the city or other governmental entity.  Those RET are kept within the bank for at least six months doing nothing except making money and being used by the bank.  That is an amount of money the bank can “bank” on receiving and when and know it will be received with regularity and they know how long it will be in the bank.   From that they can plan how to use that money to increase their profits exponentially because you can’t come to withdraw any of that money, it has to stay put for the requisite period of time and when it has to be turned over it will have been a work horse for the time it stayed.  But – you should say – that money should be a work horse for the governmental entity to which the real estate taxes are owed.  

Look at how much better that money would work for you and me instead of being used to work against you and me keeping us poor or with a glass money ceiling over our heads. How did this happen?

This is one answer to the question – “How did banks grow so big!”  How come they have so much money!  Why are they so arrogant, independent, can be ugly to their own customers and still grow and stay in business. How can they throw so much money around (not the least of which is throwing it around political campaigns to keep the politicians beholden to them). This is one of the ways banks have grown so very large and are awash in hundreds of billions of dollars and it is a biggie.  It is also one of the ways banks promote foreclosure. – It is one of the ways they become the largest promoter of homelessness in this society.

 Homelessness is not about mental institutions which put its patients out on the street for lack of money to sustain, treat and cure them where possible? That is the marketing/advertising campaigns that are out there to mislead us all.  NO! Susie.  It is not.  That is and was a smoke screen.  Homelessness can be traced directly back to banks as its beginnings and root cause.  And, banks are a causer of homelessness dates back beyond the founding of these United States.  Banks have had this role for eons of time.

There is no reason for banks to collect real estate taxes on houses.  The taxes have work to do taking care of different needs of the people who pay the taxes.  If your real estate taxes must sit for six months in a bank – having been paid some six months before they are due so the bank can have that bit of huge money inflow to help it grow ‘big time’, that is a ‘big time’ problem for the people for whom those funds should be working.

The money paid to banks far in advance of when the city says they are due should actually be working to gain more income for you or for the city – if indeed it is not obscene and a violation of your rights to make such a requirement.  In fact, almost all of the real estate monies are collected in this country by banks; sit in the bank working very hard for the bank; and earning untold billions to help grow that banks strength and reach into the community.

Many games are played around real estate taxes and banks.  We, the tax payer,  assumes the present system is the way it should be and we go along with the program – much to our detriment.  We make that assumption because we don’t think of ourselves and our rights. We accept what is, if it is dressed up in Patrician clothes and exhibits the mores of a Patrician class.

Banks collect RET (Real Estate Taxes) on a monthly basis from people who acquire mortgages from them.  The people must then repay the mortgage, usually monthly,  along with 1/12 of that years real estate taxes each and every month.  The bank keeps that money and uses it because real estate taxes are usually only paid by the bank to the city every six months.  The average mortgage holder much pay their real estate taxes monthly and six months in advance of their being due. 

This is an inviolable thing.  No one questions it – and it goes so unquestioned that banks can foreclose and they do foreclose on homes and families even if the mortgage is paid in full each month.  If the real estate taxes are not paid six months in advance the foreclosure happens – not by the city because it does not see taxes owed by citizens and does not foreclose if a citizen misses one six month period of paying taxes, but the bank does this on a regular basis.  Claiming a person is behind in their mortgage even though that is not true and even though the taxes – which they are behind in paying – are taxes, amounts of money, not due for another month or two.

To put that in its proper context. Banks make substantial sums of money on funds that stay in the bank overnight. And they maximize that in every way possible. These are funds that stay in the bank for six months, definite, not able to be withdrawn, tied up in the bank no matter what. Imagine the money made on that. The bank pays a very small amount of “interest” to the mortgage holder on their “escrowed real estate taxes” – minuscule to the amount it is making on those funds.

When that happens – add a little push to get the family headed into financial problems which results in the house being foreclosed, and banks have been known to do this frequently.  Add a minority to whom the bank has given a mortgage; add a minority who has somehow skipped past the banks red-lining policy; add to that a property which has a very small mortgage compared to the large equity position of the property owner – no matter the race, color, class, ethnic origin, religion of the property owner and, in a bank with lousy ethics which is or is bordering on becoming a criminal enterprise, another game usually moves hand in glove with the real estate taxes game.

Banks have been known to target families where there is a large gap between the value of the house and the balance of the mortgage.  When a person has a small mortgage and a large equity position they are sitting ducks for a bank to salivate over future profits.

That was out of control during the last recession and banks were so overcome running where their greed pushed them that our banking system almost collapsed.  Their greed overcame their ability to function any other way.  Many bankers and realtors became wealthy with such a scheme – one amongst many.  Many individuals faced poverty, bankruptcy, homelessness – especially homelessness.

 More on this story in another blog.  Maybe even a few real life stories!

__________________________________________________

Learn More About How We Use Your Donation!

Donate to Bettina’s

$
Select Payment Method
Personal Info

Credit Card Info
This is a secure SSL encrypted payment.
Billing Details

Donation Total: $5.00 One Time

{amount} donation plus {fee_amount} to help cover fees.

Project 1 – Estate Sales after the Sale

Project 2 – Wells Fargo Boycott

__________________________________________________________

Want to join us? Have a home that you want to open to become one of Bettina Network’s Hedge Schools? Call us and lets talk – or email us.

Ed. Note: Members of the Bettina Network Lifestyle Community can contribute to the Bettina Network Blog whenever they have anything they want to say and be heard by this fantastic group of people. Send your blog to bettinanetwork@comcast.net or mail it to us at P. O. Box 380585 Cambridge, MA. 02238 or call us on the telephone at 617-497-9166 to tell us what you want to say and we will write it for you.

Volunteer with Bettina Network Foundation, inc. to work estate sales; to help move items from one home to another; to contribute your ideas on how we can better use our resources in this effort to relieve and eliminate homelessness and poverty. We also need photographers; designers; and more. However much or little time you have, we are grateful.

Send your event information to be included in Bettina Network’s Menu of Events to: bettina-network@comcast.net

This is a curated blog so you cannot write your responses at the end of each entry. TO RESPOND TO THIS BLOG email bettina-network@comcast.net or info@bettina-network.com

TO LEARN MORE try www.bettina-network.com


Subscribe to receive an email notice when a new item is posted